Zess.Biz Terms & Conditions

1. Acceptance of these Terms

1.1 You must review and expressly accept these Terms before completing a package purchase or joining the Zess.biz Referral Program.

1.2 Your agreement includes the applicable package description, order confirmation, fee schedule and refund policy presented before the relevant transaction. Our Privacy Policy explains how we process personal information.

1.3 Mandatory applicable law takes priority over inconsistent contractual provisions. These Terms govern general obligations, and the order confirmation identifies the package purchased.

1.4 Presentations, testimonials and informal messages do not amend this agreement. This does not exclude responsibility for misleading statements or representations. We will make the applicable terms available for you to retain and record the version accepted.

2. Nature of the Zess.biz business

2.1 Zess.biz sells the packages described in its official sales materials and administers the optional Zess.biz Referral Program.

2.2 Package payments purchase the specified products, access rights or services. They are not deposits of trading capital, purchases of company equity or contributions to a pooled investment.

2.3 Where included in the package, Zess.biz manages deployment of the customer’s chosen Expert Advisor (EA) for trade execution through the customer’s MT5 trading account. The EA executes trades according to its own strategy and internal rules. Zess.biz manages the EA deployment but does not edit the EA’s rules, access the customer’s main broker dashboard, withdraw or manage funds, or make independent discretionary trading decisions.

2.4 Where a package includes services supplied by another provider, the package description must identify that provider and explain the respective responsibilities before purchase.

3.  Eligibility and availability

3.1 You must be an adult with legal capacity to enter this agreement. If acting for an organisation, you must have authority to bind it.

3.2 You must provide accurate registration, contact and payment information and keep it current.

3.3 Before purchasing or using a package or participating in the Referral Program, you are responsible for checking whether doing so is lawful for you and whether your use complies with local laws that apply to you. Website access does not establish eligibility. This does not limit Zess.biz’s own obligations under applicable law.

3.4 We may restrict registration, purchases, referral participation or payment methods where necessary for legal compliance or security.

3.5 You must not use false information, or circumvent restrictions through another person or account.

4. Verification and account security

4.1 We may request proportionate identity, payment, tax or wallet information where reasonably necessary for lawful registration, fraud prevention or settlement. Verification may be required before account activation or reward payment. We will explain outstanding requirements unless disclosure is legally restricted.

4.2 You must protect your account credentials and promptly report suspected compromise or unauthorised use.

4.3 We may temporarily restrict affected functions while investigating a security incident. Such restrictions do not automatically cancel valid payment entitlements. Account transfers and changes of ownership require verification and written approval where legally permitted.

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4.4 An account owner may hold multiple Zess.biz accounts and may use multiple broker trading accounts or sub-accounts, subject to verification, the published account policy and applicable law. Each account must accurately identify its owner and satisfy the relevant package and eligibility requirements.

5. Package descriptions and delivery

5.1 Your purchase includes only the products, access rights and services expressly stated in the applicable package description and order confirmation. The package information must disclose the access period, commencement date, delivery or activation requirements, renewal conditions and responsible service providers.

5.2 Payment alone does not confirm that every included service has been activated.

If an agreed package component cannot be delivered within the applicable timeframe, we will explain the available cancellation, refund or other remedy. We will not treat indefinite non-delivery as completed performance. Material restrictions on access or use must be disclosed before purchase.

5.3 Starter and Standard Packages

5.3.1 The Starter Package costs USD 200 and provides access for two months. It is a one-time introductory offer available once per customer and cannot be repeatedly purchased or obtained again through another account.

5.3.2 The Standard Package costs USD 1,500 and provides access for fourteen months. Customers may purchase Standard directly without first purchasing Starter.

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5.3.3 A Starter customer who renews within 14 days after paying for Starter pays only the difference between the Starter and Standard prices (currently USD 1,300). This renewal adds 11 months of access, for 13 months total measured from the original Starter start date.

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5.3.4 After the first 14 days and before Starter expires, a renewal costs USD 100 less than the Standard Package price (currently USD 1,400) and adds 11 months of access, for 13 months total measured from the original Starter start date. An expired Starter Package cannot be reactivated. The renewal confirmation must state the resulting service period and expiry date before payment.

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5.3.5 Customers may purchase Standard directly without first purchasing Starter. Package prices and applicable charges must be disclosed before purchase or upgrade. Subsequent price changes do not retrospectively alter a completed transaction.

5.3.6 Starter and Standard package reward eligibility, if offered, is described in the Referral Program information made available before participation. An upgrade does not create retrospective entitlement to rewards.

5.3.7 Package payments do not include trading capital. Each package requires a separate compatible MT5 trading account or sub-account under the responsible service provider’s requirements. Zess.biz does not operate or control those trading accounts.

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5.3.8 Following confirmation of payment and receipt of all information required for setup, the relevant setup team will generally require 2 to 3 business days to process the activation of the EA. Activation may take longer if additional information, account verification or technical support is required. The team will notify the customer of any material delay.

6. Prices fees and payment

6.1 The total package price, applicable taxes, processing charges and other fees must be disclosed before payment.

6.2 Use only official checkout channels and payment instructions. Referral participants are not authorised to collect package payments unless Zess.biz expressly confirms that authority in writing.

6.3 You must be authorised to use the selected payment method. Payments may be subject to verification and confirmation of receipt.

6.4 Cryptocurrency payments are accepted only where legally permitted and supported by the published payment instructions. You must verify the asset, network, destination address and any required reference or memo.We will provide an appropriate order or payment record.

6.5 Package purchases, upgrades and renewals are non-refundable, including where you choose not to activate or use the package, withdraw from the Referral Program, or are dissatisfied with trading results or referral earnings, except where a refund or other remedy is required by applicable law. The 10-day reward cooling-off period described in clause 20.3 does not create a refund right.

7. Separate trading arrangements

7.1 Where a package provides access to trading software or related services, customers enter into any required trading-service agreement with the identified provider and maintain their own agreement with their broker.

7.2 Where included, Zess.biz manages the VPS used to host the customer’s chosen EA. VPS availability may be interrupted, and Zess.biz does not guarantee 100% uptime. The customer remains responsible for their broker relationship and account.

Purchasing a package from Zess.biz does not grant Zess.biz trading authority. Customers must send requests to pause the EA to Zess.biz support through the published support channel. Allow 1–3 working days for processing. The EA may continue operating until Zess.biz confirms that the pause is complete. For urgent account or risk actions, contact your broker using its available controls.

8. Trading funds and credentials

8.1 Zess.biz does not receive or hold customer trading capital, access the customer’s main broker dashboard, withdraw or manage funds, or request withdrawal authorisations. To execute trades using the chosen EA, Zess.biz requires access only to the customer’s MT5 trading account. The main broker dashboard remains under the sole access and control of the account owner. Provide MT5 connection details only through the designated secure channel. Customers must fund accounts directly and provide any necessary connection details only through the responsible provider’s authorised secure channel.

8.2 Do not provide wallet private keys, seed phrases, email passwords or withdrawal verification codes to Zess.biz or referral participants.

9. Trading risk disclosure

9.1 Trading performance is not guaranteed, and all trading carries risk. Trading funds remain in the customer’s broker account, and any trading outcomes are separate from referral rewards. Trading involves substantial risk and may result in loss of all allocated trading capital. Depending on the broker and products traded, leveraged trading may create liabilities beyond the amount deposited. Market volatility, leverage, price gaps, liquidity, trading costs and currency conversion can materially affect results. Stop-loss instructions do not guarantee a specified execution price or a maximum loss.

9,2 Automated systems may make incorrect decisions, experience technical failures or perform poorly under changing market conditions. Backtests are simulations. Live performance records relate to particular accounts and conditions. Neither predicts your results or guarantees future performance.

9.3 Customers are responsible for deciding whether to use a separate trading service, reviewing its risks and understanding its monitoring and stop procedures. Zess.biz does not promise trading profits, capital protection or any particular performance. Referral rewards must not be presented as trading returns.

10. Upgrades renewal and expiry

10.1 Upgrade options, eligibility windows, prices and resulting access periods follow the package schedule disclosed before payment. Renewal is manual unless you separately accept an expressly disclosed automatic renewal arrangement. Expiry ends the relevant package access and future referral eligibility where active package status is a lawful qualification requirement.

10.2 Any restrictions on reactivation or treatment of a referral position must be disclosed before purchase. Expiry does not automatically require the purchase of another referral position.

10.3 Expiry does not cancel valid rewards earned beforehand, subject to verification, lawful adjustments and payment rules. Ending package access does not automatically close broker positions. Customers must address any continuing trading arrangements with the responsible provider or broker.

11. Referral Program

11.1 Referral participants act independently. Participation does not create employment, a legal partnership or authority to bind Zess.biz.

11.2 Participants may introduce customers and explain approved package information. They must not vary company terms, promise unauthorised benefits or represent themselves as official employees or financial advisers. Participants bear their own lawful business expenses and personal tax obligations. Purchasing a package or participating in the program does not guarantee rewards, recovery of expenses or any particular income.

12. Qualifying transactions and active status

12.1 Rewards may be associated with genuine qualifying package sales and upgrades. Recruitment alone, account registration, broker deposits, trading capital and trading profits do not generate rewards.

Recruitment alone, account registration, broker deposits, trading capital and trading profits do not generate rewards.

12.2 Reward eligibility requires a genuine completed transaction and may be subject to payment verification. Cancelled, refunded, reversed or fraudulent transactions do not qualify.

12.3 Any applicable active-status or other reward eligibility requirements will be made available to participants. A cancelled, refunded, reversed or expired transaction does not maintain active status where required.

12.4 No purchase or qualification requirement may be imposed where prohibited by applicable law.

13. Types of referral rewards

13.1 Direct Rewards

Eligible participants may receive Direct Rewards on attributable qualifying purchases and upgrades made by personally referred customers or participants.

13.2 Team Rewards

Eligible participants may receive Team Rewards on qualifying sales in their referral organisation, subject to applicable program eligibility requirements.

13.3 Matching Bonus

Eligible participants may qualify for a Matching Bonus under the applicable Referral Program terms.

Eligibility for any additional bonus is subject to the applicable Referral Program terms.

13.4 Quarterly Global Bonus

Eligible participants may qualify for a Quarterly Global Bonus, if offered, subject to the applicable Referral Program terms.

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Participation in the Referral Program does not confer company ownership, voting rights, a transferable investment interest or a separate redemption right.

14. Starter and Standard eligibility

14.1 Starter participants may qualify for the reward categories communicated for their package. Standard participants may qualify for additional reward categories, subject to applicable eligibility requirements.

14.2 Not every category is available to every participant. No reward category may be offered where its structure is prohibited.

15. Referral positions and additional packages

15.1 The default policy is one Referral Program position per verified participant.

Multiple purchased positions and placement beneath another position owned or controlled by the same person are prohibited unless expressly permitted under a published, legally reviewed program policy.

15.2 Additional packages may be purchased for genuine use. An additional package does not automatically create a referral, a new position or greater reward eligibility. An additional package does not by itself create a new participant, Referral Program position or separate reward eligibility.

15.3 Where you purchase a package for another person, that person must accept any applicable service terms. The purchase does not automatically make them a referral participant.

15.4 Referral corrections require supporting records and review. Participants must not manipulate attribution through false accounts, sham transactions or misleading information.

16. Referral Program administration

16.1 Referral relationships may be recorded in participant accounts for program administration.

16.2 Program eligibility is assessed using verified account and referral information.

16.3 Changes to referral status may affect future program eligibility as described in the information provided to participants.

16.4 Reward questions may be submitted through the published support channels.

16.5 Rewards are subject to applicable eligibility requirements, verification and law.

17. Reward administration

17.1 Reward decisions may be reviewed and corrected to address errors, fraud, reversals or legal requirements.

17.2 Participants may submit reward questions through published support channels. No particular reward is guaranteed before applicable eligibility requirements are met.

18. Quarterly pool administration

18.1 A quarterly bonus, if offered, is subject to eligibility terms made available for that period.

18.2 Information about eligibility, timing and administration of any quarterly bonus will be provided to eligible participants.

18.3 A reward is not payable until eligibility and applicable verification are complete. Validly established payment entitlements remain payable subject to lawful corrections and reversals.

18.4 Changes or program closure will respect accrued entitlements and mandatory legal rights.

19. Payout methods

19.1 Rewards are recorded in the program’s published accounting currency. Payouts will only be in cryptocurrency. For cryptocurrency settlement, the payout information must identify the asset, network, conversion source, valuation timing and applicable charges.

19.2 Cryptocurrency involves volatility, network congestion, custody risks and possible loss of access. Stablecoins may lose their intended value or become unavailable for transfer or conversion.

19.3 Blockchain transfers are generally irreversible. You must verify your destination details and secure your receiving wallet. Responsibility for a payout error depends on its cause. An error caused by Zess.biz does not become your responsibility merely because cryptocurrency was used.

20. Reversals deductions and tax

20.1 Cancelled, refunded, duplicated, fraudulent or reversed transactions may result in proportionate reward adjustments.

20.2 Recovery of rewards already paid must relate to the affected transaction, be explained with supporting records and follow applicable law. Recovery must not be duplicated.

20.3 Cancelling a future renewal does not reverse an earlier completed purchase that remains valid. Zess.biz may make legally required withholding, reporting or deductions and provide relevant records. You are responsible for your own tax obligations; Zess.biz does not guarantee any particular tax treatment. A 10-day rewards cooling-off period applies to reward validation and display only. It does not create a refund right or change the non-refundable purchase policy, subject to mandatory rights under applicable law.

21. Cancellation refunds and withdrawal

21.1 You may withdraw from the Referral Program without recruiting a replacement or purchasing another package.

21.2 Cancellation, refund and any required buy-back rights are governed by the policy presented before purchase and applicable law.

21.3 Any non-refundable condition applies only to the extent lawful. Mandatory consumer rights and any legally required program protections take priority.

Where early digital delivery affects cancellation rights, any necessary request or consent must be obtained separately and in the legally required manner.

21.4 Where Zess.biz permanently discontinues an obligation it undertook before the agreed service end, it will provide the remedy required by law and the applicable package terms.

21.5 Cancelling a package, withdrawing from the Referral Program and ending a separate trading service are distinct actions. Requests to pause the EA must be sent to Zess.biz support under clause 7.2 and may take 1–3 working days to process. A pause request does not itself cancel the package or end the broker relationship.

22. Marketing and participant conduct

22.1 Company advertising and participant communications must be accurate, substantiated and consistent with the package actually offered.

22.2 You must not:

a. Promise guaranteed profits, income, capital protection or recovery of package costs.

b. Present referral rewards as trading returns or trading performance as proof of referral income.

c. Describe referral rewards as company shares or an investment holding.

d. Fabricate testimonials, results or qualifications.

e. Present simulations or illustrations as actual or typical customer outcomes.

f. Claim regulatory approval or official authority without verified authorisation.

g. Use pressure, harassment, unsolicited bulk messaging or misleading referral practices.

h. Collect customer trading funds or credentials.

23. Responsibility warranties and liability

23.1 Zess.biz will perform its own contractual obligations with the reasonable care and skill required by applicable law. Where included, Zess.biz manages the VPS used to host the EA, but VPS availability may be interrupted and 100% uptime is not guaranteed. We do not guarantee trading outcomes or any level of referral income.

23.2 To the extent lawful, Zess.biz is not responsible for losses caused by customers, brokers or separate service providers where Zess.biz neither caused nor contributed to the relevant event.

23.3 This does not exclude responsibility for our own misleading representations, contractual breaches or other liability imposed by law.

23.4 To the extent permitted by law, neither party is liable for indirect or consequential loss, speculative future profits or anticipated referral rewards.

Subject to the exceptions below, our aggregate contractual liability relating to an affected package is limited to the fees paid by you for that package during its current paid term.

23.5 This limitation does not apply to refunds or rewards already due, fraud, wilful misconduct, gross negligence, death or personal injury caused by negligence, or liability that cannot lawfully be excluded or limited.

23.6 Customers and participants must take reasonable steps to reduce avoidable loss after discovering a problem. This does not transfer responsibility for our own failures.

24. Referral participant indemnity

24.1 To the extent lawful, a referral participant must reimburse Zess.biz for reasonable, proven third-party losses and defence costs directly caused by that participant’s fraud, unlawful marketing, infringement or material breach of the referral agreement.

24.2 This obligation does not cover losses caused by Zess.biz, penalties that cannot lawfully be transferred, or ordinary authorised use by a customer.We must provide reasonable notice of the claim and allow appropriate participation in its defence. We must not agree to a settlement imposing obligations on the participant without consent, which must not be unreasonably withheld.

25. Changes to terms and schedules

25.1 Zess.biz may amend these Terms and Conditions, package terms, Referral Program rules, fees or platform policies from time to time.

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25.2 Where permitted by applicable law, changes may take effect upon publication on the official website without prior notice. We will identify the effective date and provide advance notice or obtain consent where legally required. You are responsible for reviewing the published terms periodically.

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25.3 Continued use after the effective date constitutes acceptance only to the extent permitted by law. Changes will not retrospectively reduce validly accrued rewards or remove mandatory legal rights. Material changes to an existing paid package remain subject to applicable contractual obligations and any legally required notice, consent or remedy.